🏴 CLARITY's Senate Sprint

BanklessΒ·Β·8 min read
Crypto/Web3RegulationFinance
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AI Summary

The CLARITY crypto market structure bill is nearing a Senate Banking Committee markup after Senators Tillis and Alsobrooks resolved the stablecoin yield dispute, banning interest-like payments but permitting activity-based rewards. Two remaining fights over developer protections (BRCA) and ethics language still threaten the bill's passage. Meanwhile, Morgan Stanley's E*Trade launched a crypto trading pilot undercutting Charles Schwab's fees.

Key Facts

βœ“CLARITY's stablecoin yield dispute was resolved by Senators Tillis and Alsobrooks, banning deposit-like interest on stablecoins but permitting cashback and activity-based rewards, causing Circle stock to jump 16% and Coinbase to rally 7%.
βœ“Two fights remain before CLARITY can clear the Senate Banking Committee: developer protections under the Blockchain Regulatory Certainty Act and ethics safeguards language, both expected to be finalized this week.
βœ“Morgan Stanley's E*Trade launched a crypto trading pilot with fees undercutting Charles Schwab, with broader client access planned for later this year.

Author Takes

NeutralBankless

CLARITY stablecoin yield compromise

Banks won the larger concession on stablecoin yield, but crypto appears at least willing to proceedβ€”the yield concession is the entry fee for broader protections including developer carve-outs, self-custody rights, and anti-CBDC language.

BearishBankless

Crypto market performance

Crypto is up on the week but isn't keeping pace with gains in oil or tech stocks, which is disappointing given the broader market rally.

BearishBankless

Michael Saylor potentially selling BTC

After famously advising acolytes to sell their kidneys before their BTC, Saylor's Strategy may go against his own advice to fund dividend obligations.

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